YOUR CONSUMER RIGHTS

Don’t file for bankruptcy or sign a debt consolidation loan just because your creditors harass or threaten to foreclose on your house, mobile home or vehicle, or even if you got served with a lawsuit.  Don’t take that expensive step before you find out if you have legal defenses to the debt, or it’s not legally collectible because they violated your Consumer Rights. However if you don’t assert your Consumer Rights promptly, you may give them up forever, lose your house, car, wages garnisheed, a levy on your bank account, credit ruined and you suffer financial devastation just because you didn’t get prompt legal help to assert your Consumer Rights. 

Get a written analysis of your credit documents for just $250.00. 

Creditors threatening to sue you? Were you served with a lawsuit that you must answer within 30 days? To help you represent yourself, we can provide you with the letters and forms you need as well as spot potential counterclaims against creditors, collection agents, credit reporting  services, setoffs, recoupments, post-repossession deficiency claims…Truth in Lending, Truth in Leasing, Usury Law compliance…Interest calculations and unearned interest rebates… “Breach of Peace” claims against repossessing creditors, repo-men, UCC and tort violations….Class Actions… Maximize credit-related insurance claims. 

If you are interested in getting an analysis, fill out and send in the analysis request form in detail, pay the  $250 Paypal fee, fax both sides of documents to be reviewed to 478-458-0043 or scan and email them to: attnys@bellsouth.net.  You should receive a response within 2 days. Legal representation may be available on a case-by-case basis to discuss your case face-to-face, receive a $250 credit and a file will have been created to work on your case.

Howard L. Stopeck, LLB, JD

33 Years Trial Experience

Bar Member: Georgia, Federal, U.S. Supreme Court



DOC FEES ON CAR PURCHASE SCAMS AND RIP-OFFSWhen people buy cars for cash or finance them, dealers stick on a surprise DOC FEE. That's illegal if it wasn't done by an attorney. They may owe you a refund and have to pay penalties. Did the sales contract have an arbitration clause??

We will represent Class Actions and individual ripped-off consumer victims of Racketeer Influenced and Corrupt Organizations Act known as “RICO”, bank and loan company predatory lending, loan shark type Title loans where you pay forever but your debt never decreases, Truth in Lending Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, Fair Business Practice Act. Was your car repossessed, you’ve been sued for a deficiency or you co-signed the loan and the lender never sent you notice?  Were you victimized by your insurer’s Bad Faith?  Were you injured by a negligent or drunk driver, or personal injury, truck and boat injury, workers comp, premises injury, so bad that you can’t earn a living, you’re in severe pain and need medical care?  Are you in a Divorce or Family Law dispute? For 33 years we have aggressively fought for our client’s rights regardless of the magnitude  of their case.  Peruse our site for examples of how we gather evidence to win for our clients.   

 

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